[Provisional Translation]
February 10, 2009
Financial Services Agency

FSA publishes the status of banks'non-performing loans as of end-September 2008

1. Non-performing loans (NPLs) Based on the Financial Reconstruction Act (FRA)

The total amount of NPLs held by all banks as of end-September 2008, based on the definition in the FRA(Act No.132 of 1998), is 12.3 trillion yen. The figure increased by 0.9 trillion yen from 11.4 trillion yen as of end-March 2008.

[Table] Breakdown of the factors affecting changes in NPLs based on the FRA as of end-September 2008

(Trillion yen, changes from end-March 2008)

Source: Survey of banks by FSA.

2. Specific provisions for loan losses

The total amount of specific provisions for loan losses as of end-September 2008 stands at 2.5 trillion yen, increasing by 0.2 trillion yen from 2.3 trillion yen as of end-March 2008.

3. Total loss amount from the disposal of NPLs

The total loss amount from the disposal of NPLs from April 2008 to September 2008 was 1.3 trillion yen, increasing by 0.5 trillion yen from 0.8 trillion yen during the same period of 2007.

Table-1		Transition of Non-Performing Loans Based on the Financial Reconstruction Act	(Excel)   (PDF:83KB)
Table-2		Breakdown of Factors Affecting Changes in NPLs of All Banks Based on the FRA	(Excel)   (PDF:43KB)
Table-3		Transition of Status of Coverage of NPLs Based on the Financial Reconstruction Act	(Excel)   (PDF:53KB)
Table-4		Transition of Valuation for Real Estate Collateral (Value Available for Sale) and Sales Value	(Excel)   (PDF:63KB)
Table-5		Transition of Total Losses on Disposal of Non-Performing Loans of All Banks	(Excel)   (PDF:48KB)
Table-6		Transition of Risk Management Loans	(Excel)   (PDF:78KB)
Table-7		Transition of Results of Self-Assessment of Assets by Banks	(Excel)   (PDF:65KB)