[Provisional Translation]
August 7, 2009
Financial Services Agency
FSA publishes the status of banks'non-performing loans as of end-March 2009
1. Non-performing loans (NPLs) Based on the Financial Reconstruction Act (FRA)
The total amount of NPLs held by all banks as of end-March 2009, based on the definition in the FRA(Act No.132 of 1998), is 12.0 trillion yen. The figure increased by 0.6 trillion yen from 11.4 trillion yen as of end-March 2008.
[Table] Breakdown of the factors affecting changes in NPLs based on the FRA as of end-March 2009 (Trillion yen, changes from end-March 2008)
NPLs based on the FRA: | +0.6 | |||
---|---|---|---|---|
(Of which,) "Special attention loans": | -1.5 | |||
[Increase factors] | ||||
Newly issued loans due to weakened business activities: | +0.9 | |||
Upgrading from lower categories: (Improvement of business conditions of borrowers: 0.0, Establishment of restructuring plans: 0.0) |
0.0 | |||
[Decrease factors] | ||||
Return to normal claims: (Improvement of business conditions of borrowers: -0.9, Establishment of restructuring plans: -1.4) |
-2.3 | |||
Downgrading to lower categories | -0.4 | |||
Repayment, etc. | +0.2 | |||
(Of which,) "Doubtful and bankrupt/de facto bankrupt": | +2.1 | |||
[Increase factors] | ||||
Newly issued loans due to weakened business activities: | +4.7 | |||
Downgrading from upper categories: | +0.4 | |||
[Decrease factor] | ||||
Removal from B/S, etc: (Liquidation of claims credit, etc: -2.4, Upgrading to higher categories: -0.6) |
-3.1 |
Source: Survey of banks by FSA.
2. Specific provisions for loan losses
The total amount of specific provisions for loan losses as of end-March 2009 stands at 2.7 trillion yen, increasing by 0.4 trillion yen from 2.3 trillion yen as of end-March 2008.
3. Total loss amount from the disposal of NPLs
The total loss amount from the disposal of NPLs from April 2008 to March 2009 was 3.1 trillion yen, increasing by 2.0 trillion yen from 1.1 trillion yen during the same period of 2008.
Table-1 | Transition of Non-Performing Loans Based on the Financial Reconstruction Act |
(Excel) (PDF:85KB) | |
Table-2 | Breakdown of Factors Affecting Changes in NPLs of All Banks Based on the FRA |
(Excel) (PDF:44KB) | |
Table-3 | Transition of Status of Coverage of NPLs Based on the Financial Reconstruction Act |
(Excel) (PDF:52KB) | |
Table-4 | Transition of Valuation for Real Estate Collateral (Value Available for Sale) and Sales Value |
(Excel) (PDF:64KB) | |
Table-5 | Transition of Total Losses on Disposal of Non-Performing Loans of All Banks |
(Excel) (PDF:48KB) | |
Table-6 | Transition of Risk Management Loans | (Excel) (PDF:79KB) | |
Table-7 | Transition of Results of Self-Assessment of Assets by Banks |
(Excel) (PDF:66KB) |
Contact
Financial Services Agency
Tel +81-(0)3-3506-6000(main)
Supervisory Coordination Division, Supervisory Bureau
(ext. 3706, 2688, 3313)
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