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[Provisional Translation]
February 5, 2010
Financial Services Agency

FSA publishes the status of banks'non-performing loans as of end-September 2009

1. Non-performing loans (NPLs) Based on the Financial Reconstruction Act (FRA)

The total amount of NPLs held by all banks as of end-September 2009, based on the definition in the FRA(Act No.132 of 1998), is 12.3 trillion yen. The figure increased by 0.3 trillion yen from 12.0 trillion yen as of end-March 2009.

[Table] Breakdown of the factors affecting changes in NPLs based on the FRA as of end-September 2009 (Trillion yen, changes from end-March 2009)

NPLs based on the FRA: +0.3
(Of which,) “Special attention loans”: +0.1
[Increase factors]  
Newly issued loans due to weakened business activities: +0.8
Upgrading from lower categories:
(Improvement of business conditions of borrowers: 0.1,
Establishment of restructuring plans: 0.0)		 +0.1
[Decrease factors]  
Return to normal claims:
(Improvement of business conditions of borrowers: -0.3,
Establishment of restructuring plans: -0.2)		 -0.4
Downgrading to lower categories -0.5
Repayment, etc. +0.1
(Of which,) “Doubtful and bankrupt/de facto bankrupt”: +0.3
[Increase factors]  
Newly issued loans due to weakened business activities: +2.2
Downgrading from upper categories: +0.5
[Decrease factor]  
  Removal from B/S, etc:
(Liquidation of claims credit, etc: -1.9,
Upgrading to higher categories: -0.5)		 -2.4

Source: Survey of banks by FSA.

2. Specific provisions for loan losses

The total amount of specific provisions for loan losses as of end- September 2009 stands at 2.8 trillion yen, increasing by 0.1 trillion yen from 2.7 trillion yen as of end-March 2009.

3. Total loss amount from the disposal of NPLs

The total loss amount from the disposal of NPLs from April 2009 to September 2009 was 1.0 trillion yen, decreasing by 0.3 trillion yen from 1.3 trillion yen during the same period of 2008.

Contact

Financial Services Agency
Tel +81-(0)3-3506-6000(main)
Supervisory Coordination Division, Supervisory Bureau
(ext. 3706, 2688, 3312)

Table-1   Transition of Non-Performing Loans
Based on the Financial Reconstruction Act		 EXCEL(Excel)   PDF(PDF:80KB)
Table-2 Breakdown of Factors Affecting Changes in NPLs
of All Banks Based on the FRA		 EXCEL(Excel)   PDF(PDF:41KB)
Table-3 Transition of Status of Coverage of NPLs
Based on the Financial Reconstruction Act		 EXCEL(Excel)   PDF(PDF:53KB)
Table-4 Transition of Valuation for Real Estate Collateral
(Value Available for Sale) and Sales Value		 EXCEL(Excel)   PDF(PDF:61KB)
Table-5 Transition of Total Losses on Disposal of
Non-Performing Loans of All Banks		 EXCEL(Excel)   PDF(PDF:46KB)
Table-6 Transition of Risk Management Loans EXCEL(Excel)   PDF(PDF:75KB)
Table-7 Transition of Results of Self-Assessment
of Assets by Banks		 EXCEL(Excel)   PDF(PDF:62KB)

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