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[Provisional Translation]
February 8, 2013
Financial Services Agency

FSA publishes the status of Loans held by all banks as of end- September 2012, based on the Financial Reconstruction Act

1. Loans based on the Financial Reconstruction Act (FRA)

The total amount of loans held by all banks as of end-September 2012, based on the definition in the FRA(Act No.132 of 1998), is 11.8 trillion yen, staying almost the same as the level as of end-March 2012.

[Table] Breakdown of the factors affecting changes in loans based on the FRA as of end-September 2012 (Trillion yen, changes from end-March 2012)

Loans based on the FRA +0.0
(Of which,) “Special attention loans”: +0.0
[Increase factors]
Newly issued loans due to weakened business activities: +0.5
Upgrading from lower categories:
(Improvement of business conditions of borrowers: +0.1,
Establishment of restructuring plans: +0.0) 		+0.1
[Decrease factors]
Return to normal claims:
(Improvement of business conditions of borrowers: -0.2,
Establishment of restructuring plans: -0.1) 		-0.3
Downgrading to lower categories -0.2
Repayment, etc. +0.0
(Of which,) “Doubtful and bankrupt/de facto bankrupt”: +0.0
[Increase factors]
Newly issued loans due to weakened business activities: +1.3
Downgrading from upper categories: +0.2
[Decrease factor]
Removal from B/S, etc:
(Liquidation of claims credit, etc: -1.1,
Upgrading to higher categories: -0.4)		 -1.5

(Notes)
Source: Survey of banks by FSA.

2. Specific provisions for loan losses

The total amount of specific provisions for loan losses as of end-September 2012 stands at 2.4 trillion yen,staying almost the same as the level as of end-March 2012.

3. Total loss amount from the disposal of Non-Performing Loans(NPLs)

The total loss amount from the disposal of NPLs from April 2012 to September 2012 was 0.2 trillion yen,staying almost the same as the level of the same period of 2011.

(Notes)

All the figures are rounded off to the nearest 0.1 trillion yen.
The figures relating to the “Transition of Results of Self-Assessment of Assets by Banks” (Table 7) as of end-March 2012 have been partially corrected.

Contact

Financial Services Agency
Tel +81-(0)3-3506-6000(main)
Supervisory Coordination Division, Supervisory Bureau
(ext. 2688,3312)

Table-1 Transition of Loans
Based on the Financial Reconstruction Act 		(Excel:56KB)(PDF:82KB)
Table-2 Breakdown of Factors Affecting Changes in Loans
of All Banks Based on the FRA 		(Excel:26KB)(PDF:47KB)
Table-3 Transition of Status of Coverage of Loans
Based on the Financial Reconstruction Act 		(Excel:40KB)(PDF:53KB)
Table-4 Transition of Valuation for Real Estate Collateral
(Value Available for Sale) and Sales Value		 (Excel:25KB)(PDF:68KB)
Table-5 Transition of Total Losses on Disposal of
Non-Performing Loans of All Banks 		(Excel:73KB)(PDF:52KB)
Table-6 Transition of Risk Management Loans (Excel:63KB)(PDF:81KB)
Table-7 Transition of Results of Self-Assessment
of Assets by Banks 		(Excel:31KB)(PDF:70KB)

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