Banks and Other Financial Institutions

Non-Performing Loans (NPLs)

Q1: How much non-performing loans (NPLs) do Japanese financial institutions have?
Q2: Some people claim that the real total amount of NPLs is much larger than the figure announced by the Financial Services Agency (FSA). Is that true?
Q3: Some people say that the disposal of NPLs would produce a large amount of unemployment under the current tough recession. Why is the acceleration of disposal of NPLs an urgent issue?

Q4: What is the ''pay-off'' scheme? Why do you remove full protection of deposit?
Q5: How will the deposits be protected after the restart of the ''pay-off'' scheme?

Q6: Although no help is given by the Government in case of the bankruptcy of companies which are not financial institutions, why are only financial institutions rescued with public funds?

Q7: The ''Banks' Shareholdings Purchase Corporation (BSPC)'' was established to purchase shares sold by banks in accordance with the introduction of the banks' shareholding restriction. What is the objective of this corporation? Would it not distort market principles?

Q8: What are the inspections for?
Q9: What are the Inspection Manuals? Do inspections include regulating loans by financial institutions?
Q10: What are special inspections?

About FSA Page list Open: Ministerial Team; Organization; Location; Pamphlet; Open Policy Lab
Press Releases & Public Relations Page list Open: Press Releases; Press Conferences; Official Statements; FSA Weekly Review & ACCESS FSA; Speeches; For Financial Users; Others; Archives
Policies & Councils Page list Open: Policies; Councils
Laws & Regulations Page list Open: Name of Laws and Regulations(PDF); Recent Changes (Legislation, Ordinances, Guidelines); Guidelines; Financial Instruments and Exchange Act; Financial Monitoring Policy; Public Comment; No-Action Letter System; Procedures concerning Foreign Account Management Institutions
Regulated Institutions Page list Open: List of Institutions; Administrative Action; Statistics; For those engaging in High Speed Trading; To Operators of Specially Permitted Businesses for Qualified Institutional Investors, etc.; Asia Region Funds Passport (ARFP)
FSA Weekly Review & ACCESS FSA Page list Open: Back Number (2022); Back Number (2021); Back Number (2020)